Hot city prices are still expected to remain high – Real Estate – People’s network

Hot city prices are expected to remain high — real estate — original title: two data hot city prices are expected to remain high the people’s Bank of Chinese released in August showed that after soared 2 trillion and 300 billion yuan in the first half of individual housing loans, loans for long period in July the household sector increased by 477 billion 300 million yuan, to continue the rapid expansion of the size of the mortgage. Reporter survey found that hot city prices are expected to remain high. In the eyes of the bank, the mortgage is still a quality asset, ten percent off mortgage widespread. Reporters in Beijing, Chaoyang District in the sale of a real estate, in the price of 50 thousand yuan per square meter last year rose to $80 thousand this year, the price of small units also rose from $about 6000000 to $about 4000000 per set. A sales staff said, just need to purchase pressure, in the "30% Shoufu" policy, the majority of people are in accordance with the 70% of the loans to buy a house, and now is the size of the bank are on sale. Reporters investigating the hot city a number of banks found that the face of the need to increase the cost of buying a house to buy a house, the bank in the hot city basically, according to a single full income". In particular, some small and medium banks, for the purchase of the first suite and in line with the relevant preferential policies to buy a house, you can still enjoy ten percent off mortgage. Insiders said that the previous round of real estate regulation, bank mortgage interest rates have been subject to regulatory restrictions, especially for those who push up the price of investment. However, in the case of this year, most of the high prices of hot cities, mortgage concessions are still large area. Incomplete statistics such as financial institutions such as 360, the country’s more than and 500 kinds of banks among them, nearly 40% of the loans provided by the ten percent off. Banks are quite optimistic about the mortgage, not only as a quality asset, but also said it would continue to focus on support. In the case of increasing lending, the bank is still a lot of lending, many property buyers are trying to improve leverage, the exhaustion of lending policies. This situation since last year began to spread in the hot city. The Central Bank of Shenzhen Center branch data show that in 2015 Shenzhen new housing loans to individuals over the previous year growth of 2.1 times the average LTV of up to 6.5, with the highest number of loans into only 5 percentage points, almost will leverage the ultimate use. Recently released Shenzhen Chain Research Institute "in 2016 the first half of the Shenzhen property market" big data show that the first half of 2016, Shenzhen second-hand housing units are the total price of up to 3 million 708 thousand yuan, in the form of loans for the purchase of a high proportion of 93.7%, an increase of 2.5 percentage points higher than in 2015, an increase of about 11 percentage points higher than in 2011. For residents to leverage the trend of buyers, there are many financial institutions and economists believe should be alert to risks. In Hefei, Nanjing, Suzhou, Xiamen, Hangzhou, Wuhan as the representative of the core of the second city, Guangdong, Huizhou, Jiangsu and Wuxi as the representative of the three line of the city, the recent frequent "Day CD" queuing buy "or even sell buy qualification of irrational buying behavior. Under this background, Hefei, Nanjing and Suzhou and other second tier city to tighten policy, restart the credit limit, the purchase of the policy such as "killer" to curb the rising trend. )相关的主题文章: