Prices are high fever, young people do not eat and drink for 5 years to collect enough down payment 青岛大学路小学

Prices high fever young people do not eat or drink for 5 years to gather enough Shoufu – Sohu Finance (original title: prices high fever "white" home how?) This year, the hot city prices high fever, the most expensive land frequency, after two years of the "limit" flag again. The news that Xiamen issued a restriction order soon, Wuhan also resorted to the killer – Credit limit. Insiders expect, followed or more cities join the policy tightening ranks. Some netizens said that the property market rose too fast, so that buyers just need to catch up. Home ownership, no doubt, has become the biggest difficulty for most young people to enter the society. Take the western city of Chengdu as an example. According to the data of Chengdu City Housing Authority real estate contract filing system, as of July this year, Chengdu city commercial housing transaction price rose 10.2%, up to 10755 yuan per square meter, the 7 consecutive month prices over a million. In May this year, the average wage in 2015 the city’s urban Chengdu Municipal Bureau of statistics released all units employment announcement shows that in 2015 the average wage in Chengdu city all unit employment was 57480 yuan, that is to say, if you want to buy a set of 100 square meters, the total price of 1 million yuan in the house in the center of Chengdu City, Shoufu 30%. The average wage level, individual needs more than 5 years do not eat not to drink enough shoufu. Domestic key cities housing costs not to mention. Obviously, it is impossible to realize the housing purchase in the short term by paying the deposit bank or hiding it in the small treasuries. So, for entering the society, home buyers just need to young people, if there is a way of financing can not only achieve savings, and can bring some benefits to realize the value of the assets, is undoubtedly the best of both worlds. And the fixed investment fund is a kind of financing way at the same time with these two functions, the monthly income will take out the part, put in investment accounts to fund the purchase Many a little make a mickle. Moreover, with the professional investment ability of fund management companies, the goal of asset appreciation can be realized for a long time. According to the needs of young people’s home demand, financial experts to calculate an account. If the investor monthly income of 5000 yuan, 3000 yuan a month can leave suggestions for fund investment, 2000 yuan for daily expenses, including rent, daily, savings can be used as savings, rational planning of asset allocation. In GF fund, for example, false bidding set for GF manufacturing featured (270028), the investor is scheduled to start from September 30, 2011, the monthly deduction of 3000 yuan, if the investment rate is 1%, according to the holding period of back-end charges, charges that, as of September 2nd this year, the cumulative investment charge 60 times, total investment the cost is 180 thousand yuan, total investment income was 128 thousand and 200 yuan, the total yield reached 71.22%. If investors choose to redeem at this time, the total return amounted to 308 thousand and 200 yuan. From the year earnings, investors choose investment GF manufacturing featured, the composite annual yield of 10.76% to 5 years. At the same time, the annual interest rate of the five year term deposit is the highest, which is 5.5%,.

房价高烧不退 年轻人不吃不喝5年才能凑够首付-搜狐财经  (原标题:房价高烧不退 “小白”置业如何通关?)   今年以来,热点城市房价高烧不退,地王频出,时隔两年的“限”字旗重出江湖。有消息称,厦门发出“限购令”不久,武汉也祭出杀手锏――限贷。业内人士预期,后续或有更多城市加入政策收紧行列。   有网友表示,楼市涨幅过快,令刚需购房者望尘莫及。置业,毫无疑问已经成为大部分青年人步入社会的第一大难关。   以西部城市成都为例。据成都市房管局商品房买卖合同备案系统数据,截至今年7月份,成都市中心城区商品住房成交均价同比上涨10.2%,达10755元 平方米,连续7个月房价过万。而今年5月份,成都市统计局发布的2015年全市城镇全部单位就业人员平均工资的公告显示,2015年成都市城镇全部单位就业人员平均工资为57480元,也就是说,如果想要在成都中心城区购买一套100平方米、总价100万元的房子,首付三成,以平均工资水平而言,个人需要5年以上不吃不喝才能凑够首付。国内一线重点城市的购房成本就更不用提。显然,把工资存银行或者藏在自家小金库无法在短期内实现购房这一愿望。   于是,对于初入社会、有置业刚需的青年人而言,如果有一种理财方式既能够实现储蓄,又能带来一定的收益实现资产增值的功能,无疑是两全其美的。而基金定期定额投资正是同时具备这两种功能的一种理财方式,每月将收入的一部分拿出来,放入定投账户申购基金,积少成多。而且,借助基金管理公司的专业投资能力,长期下来能实现资产升值的目标。   针对年轻人的置业需求,理财专家算了一笔账。如果投资者月收入在5000元以上,建议每月可以留下3000元用于基金定投,2000元用于日常开支,包括租房、日用等,节余则可以用作储蓄,合理规划资产配置。   以广发基金为例,假设定投标的为广发制造业精选(270028),投资者自2011年9月30日开始定投,每月扣款额为3000元,如果定投费率为1%,选择根据持有期限来收费的后端收费方式,那么,截至今年9月2日,累计定投扣款60次,投入总成本为18万元,定投总收益为12.82万元,总收益率达到71.22%。如果投资者在此时选择赎回,总回报合计达到30.82万元。   从年收益看,投资者选择定投广发制造业精选,5年的复合年化收益率达到10.76%。而同期,银行五年期定期存款年利率最高时为5.5%,最低则只有4.75%。如果仅仅依靠银行存款积蓄来买房,估计这个梦想的实现不会那么乐观,更何况目前我国还有进一步降息的预期。此外,如果在坚持长期定投期间,投资者工资收入有所提高,每月定投金额可以有所增加,或者将增加的工资用于储蓄,那么也可以缩短期限,更快凑足购房首付款。   另外一方面,理财专家也表示,建议选择历史业绩优秀、投资回报长期稳定的基金进行定投,可以为实现置业梦加速。就目前市场上的权益类基金而言,种类丰富,基金经理的投资风格也各异。投资者既可以以行业为标准,选择不同的行业主题基金进行搭配,例如“医疗+环保”组合;也可以成长风格和稳健风格为搭配,赚取不同风格资产价格上涨的收益。即便是在同一家基金公司中,不同类型的产品也可以构建出多样的投资组合。   就广发基金而言,Wind统计数据显示,截至9月5日,广发基金旗下共有9只主动管理的偏股型基金自成立以来投资回报翻倍,其中广发稳健增长累计回报达到647.48%,广发聚丰和广发聚富自成立以来的累计回报分别为469.98%和434.72%。广发小盘成长、广发策略优选、广发核心精选自成立以来实现的累计回报分别为378.73%、292.37%、242.99%,长期表现稳健,是定投的理想标的。   被动管理的基金中,环保、医疗、信息技术等主题基金跟踪的指数表现出色。以广发医疗指数基金(502056)跟踪的中证医疗指数为例,自2004年12月31日起至今年6月20日,中证医疗指数累计收益率为723.03%,而同期上证指数涨幅仅为128.09%。中证医疗指数覆盖A股市场的医疗器械、医疗服务等成长性较高的细分板块。随着人口老龄化的加剧,医疗板块有望成为成长空间较大的领域之一。   关于基金定投的技巧,广发基金数量投资部副总罗国庆建议,开始定投之旅后,短期内不需要关注基金净值的涨跌。值得注意的是,基金定投强调长期投资,定投周期至少是3年到5年,甚至更长。这是因为定投周期足够长,短期的市场波动对定投账户的影响小,等到牛市下半场时,再理性止盈将利润锁定获利了结。相关的主题文章:

Production rumors again warming up to support the upward trend of oil prices 天价前妻初夏有风

Price reduction rumors again warming up, support oil prices upward U.S. stock market center: exclusive provision of the U.S. stock industry sector, disk before, after, ETF, warrants real-time market remittance network February 16th News – Tuesday (February 16th) Asian market early, international oil prices continue to rise. NYMEX crude oil futures traded near $30.67 barrels, or about 4.18%; Brent crude futures traded near $34.40 barrels, or about 1.24%. Market rumors about the OPEC agreement have been heating up again, and oil prices are being supported. However, the strong dollar and the influx of Iran’s crude oil make the market limited. Oil prices edged up Monday. The United States in March WTI crude oil futures rose $0.33, or 1.12%, at $29.77 a barrel. London, April Brent crude futures rose $0.60 Monday, or 1.80%, at $33.97 a barrel. (the U.S. NYMEX crude oil futures contract prices in March on the daily chart, chart time for EST, photograph: Peng Bo (pictured above) ICE Brent crude oil futures contract prices in May on the daily chart, chart time for EST, photograph: Peng Bo) the German commercial banks said that investors value over the production led to the recent remarks oil price volatility. The recent oil price fluctuation volatility, mainly due to investor reaction and emotional impact on speech production; some in Russia, Venezuela and the United Arab Emirates recently began to release long oil production oil prices boost cooperation news and speech, and some traders still believe that OPEC and Russia Ross may be cut, so there is a wind sways grass violent reaction. Have changes in crude oil positions, led to huge fluctuations of oil market. On Monday, OPEC officials said Saudi and Russian oil heads will go to Qatar to attend a conference on production reduction, and Venezuela and Nigeria’s oil ministers will also meet in qatar. OPEC and non OPEC countries are said to discuss oil markets on Tuesday, and the outlook for oil prices will change. On Monday, sources said Saudi Arabia, Russia, Venezuela, Nigeria and Qatar National Oil Tuesday will discuss the oil market meeting in Qatar’s capital Doha, this means that OPEC and non OPEC countries to solve the problem of excess supply or a new progress, improve the status of low oil prices may have reached a turning point. Iran on Monday with Japanese Prime Minister in the long oil Zanganeh consultant Katsuyuki Kawai said at a meeting, on Iran has reason to cooperate in oil refineries, liquefied natural gas, chemical and other fields of investment; Katsuyuki Kawai rate delegation to visit Iran, to re-examine the interests of both sides and the Japanese Prime Minister Abe Shinzo’s visit to pave the way for. Goldman analysts said the stock is so high, that some of the key oil storage "struggling with storage and Logistics Limited" and "close to the oil spill"; among them, the main crude oil delivery point Cushing has swallowed about 64000000 barrels of crude oil, as of November last year the total capacity has occupied 87% record levels, the outlook for oil prices worrying. Standard Chartered expects WTI 7 in 2016

减产传闻再度升温 支撑油价上行 美股行情中心:独家提供全美股行业板块、盘前盘后、ETF、权证实时行情   汇通网2月16日讯――周二(2月16日)亚市盘初,国际油价继续上涨。NYMEX原油期货交投于30.67美元 桶附近,涨幅约4.18%;布伦特原油期货交投于34.40美元 桶附近,涨幅约1.24%。市场关于石油输出国组织(OPEC)达成减产协议的传闻再度升温,油价获得支撑,不过美元走强以及伊朗原油涌入市场令涨势受限。   周一油价小幅收涨。美国WTI原油3月期货上涨0.33美元,或1.12%,现报29.77美元 桶。伦敦方面,布伦特原油4月期货周一上涨0.60美元,或1.80%,现报33.97美元 桶。 (上图为美国NYMEX原油期货3月合约价格日线图,图上时间为美国东部时间,图片来源:彭博) (上图为ICE布伦特原油期货5月合约价格日线图,图上时间为美国东部时间,图片来源:彭博)   德国商业银行表示,投资者过分看重减产言论导致近期油价大幅波动。近期油价涨涨跌跌大幅波动,主要受投资者对减产言论的反应和情绪影响;俄罗斯、委内瑞拉和阿联酋几国油长近期陆续放出合作减产提振油价的消息和言论,而部分交易员也仍相信欧佩克及俄罗斯存在减产的可能,因而一有风吹草动就反应剧烈,纷纷变动原油仓位,导致油市发生巨大波动。   周一欧佩克官员表示,沙特和俄罗斯油长将前往卡塔尔参加减产讨论会议;委内瑞拉与尼日利亚石油部长也将前往卡塔尔会晤。   欧佩克和非欧佩克国家据称周二讨论油市,油价前景或有转机。周一有消息人士表示沙特、俄罗斯、委内瑞拉、尼日利亚和卡塔尔各国油长周二将在卡塔尔首都多哈会晤讨论油市,此举意味着欧佩克与非欧佩克国家携手解决供应过剩大难题一事或有新进展,低油价现状改善可能会有转机。   周一伊朗油长赞加内在与日本首相顾问Katsuyuki Kawai会晤时称,日伊两国有理由在炼油厂、液化天然气、化工和投资等领域进行合作;Katsuyuki Kawai率代表团访问伊朗,旨在重新审视双方的利益和为日本首相安倍晋三访伊铺路。   高盛分析师表示,美国库存如此之高,以至于某些关键存油点“疲于应对存储和物流限制”并接近“溢油”;其中,主要原油交货点库欣现已吞入6400多万桶原油,截止去年11月其总体容量已被占据87%创纪录水平,这令油价前景堪忧。   渣打银行预期2016年WTI原油均价45美元 桶(修正),2017年72美元 桶;将2016年布伦特原油价格预期从63美元 桶下调至50美元 桶;将2016年第四季度布伦特原油价格预期从63美元 桶下调至51美元 桶;预期美国原油需求将出现连续6季度的同比下滑,市场信心也会显著恶化。   北京时间10:16,美原油报30.70美元 桶,布伦特原油报34.48美元 桶。 责任编辑:张玉洁 SF107相关的主题文章:

The third batch of PPP model lists or the PPP theme funds with high purity have been issued 北京美国英语语言学院

The third batch of PPP model list has been issued or attention to high purity PPP theme fund fund Sina exposure table: the letter Phi lag of false propaganda, long-term performance is lower than similar products, to buy the fund by the pit how to do? Click on [I want to complain], Sina help you expose them! Recently, the market gainers were occupied by PPP related plates. Another source said, the third batch of PPP demonstration project list has been issued or issued. The analysis thinks, in the lack of hot market, the good news to rekindle enthusiasm PPP, is expected to follow the market expected to repeatedly staged, insiders suggested concern on the market the highest purity PPP theme fund. The next three years is still the peak period of project construction, it is said that the list of the third batch of PPP demonstration projects has been issued. However, to reporters before the deadline, the Ministry of finance has not officially announced the list of the third batch of PPP demonstration project. But earlier, learned from the Ministry of finance PPP center, the third batch of PPP project proposal list has been finalized, and the final project list soon will be disclosed in the Ministry of finance website. According to the September 14th announcement, the NDRC recently introduced 1233 projects of traditional infrastructure PPP to the public, with a total investment of about 2 trillion and 140 billion yuan. Guoxin Securities believes that the PPP theme market has not yet completed, the next three years are the peak period of the project, the performance of listed companies high growth, sustainable. It is reported that the third batch of pilot projects involving seven areas of energy, transportation, water conservancy, environmental protection, agriculture, forestry and other major municipal projects, and most are incremental projects, will lead to greater investment. According to the Ministry of finance PPP center data show that as of July 30, 2016, the number of items in the national PPP integrated information platform of library storage project for 10170 storage projects, amounting to about 12 trillion yuan. Among them, the implementation of the project has been completed, the total investment of more than 1 trillion yuan. Among the more than 10 thousand PPP projects, the municipal engineering project is the largest, up to 3581, followed by transportation, the number of projects is 1247. In this regard, analysts said the city rail transit construction investment has the stable economic development, the introduction of the PPP model will reduce the pressure on local government finances, improve local government investment in the construction of city rail transit enthusiasm, rail construction investment in the next few years accelerated determination is very strong, the performance of listed companies related to the thickening. Guotai Junan said that the PPP rail transit project is currently one of the main business models. By the end of June in PPP rail project has more than one trillion yuan, accounting for investment in all municipal PPP project in 37%, municipal subdivision industry ranked first; investors should pay attention to the rail industry PPP superposition double burst investment opportunities. Pay attention to the purity of PPP theme funds the highest since last year, on the one hand the government, banks and enterprises are very worried about the economic downturn, on the other hand, they can not find a suitable areas for investment, a gradual transition to the PPP sector this year, although there have been some Ming shares of real debt, profit commitments, commitment to repurchase the phenomenon of non-compliance process but, with the constant policy norms, the three party is the formation of a new mode of cooperation.

第三批PPP示范名单或已下发 关注纯度高的PPP主题基金 新浪基金曝光台:信披滞后虚假宣传,业绩长期低于同类产品,买基金被坑怎么办?点击【我要投诉】,新浪帮你曝光他们!   近期,市场涨幅榜前列被PPP相关板块占据。另有消息称,第三批PPP示范项目名单或已下发。分析认为,在热点匮乏的市场之中,消息面的利好重燃PPP热情,预计后续行情料反复上演,业内人士建议关注市面上纯度最高的PPP主题基金。   未来三年仍是项目建设高峰期   有消息称,第三批PPP示范项目名单己经下发。不过,至记者截稿前,财政部还未正式对外公开公布第三批PPP示范项目名单。不过稍早时候,从财政部PPP中心获知,第三批PPP项目建议名单已经敲定,而最终项目名单很快将在财政部网站上披露。   据9月14日公告,发改委于近日向社会公开推介传统基础设施PPP项目1233个,总投资约2.14万亿元。国信证券认为,PPP主题行情仍未走完,未来三年都是项目高峰期,上市公司业绩高增长可持续。   据悉,第三批示范项目涉及能源、交通运输、水利、环境保护、农业、林业和重大市政工程等七个领域,且多数都是增量项目,会带动较大投资。根据财政部PPP中心数据显示,截止2016年7月30日,全国PPP综合信息平台项目库入库的项目数量为10170个,入库项目金额约12万亿元。其中代表已经落定的执行阶段项目总投资额逾1万亿元。   在1万多个PPP项目中,市政工程项目最多,高达3581个,其次为交通运输,项目数为1247个。对此,分析人士表示,城市轨道交通建设投资具有稳定经济发展的作用,PPP模式的引入将降低地方政府财政压力,提高了地方政府投资建设城市轨道交通的热情,轨交建设未来几年投资加速确定性非常强,将增厚相关上市公司的业绩。   国泰君安表示,PPP成轨交项目当前主要运营模式之一。截止至6月份入库轨交PPP项目就已经超过万亿元,占所有市政PPP项目投资金额的37%,在市政细分行业中稳居第一;投资者应重视轨交行业叠加PPP双重爆发的投资机会。   关注纯度最高的PPP主题基金   去年以来,政府、银行、企业一方面对经济下行非常担忧,另一方面又找不到合适的领域进行投资,今年逐渐过渡到PPP领域,虽然过程中出现了一些明股实债、承诺收益、承诺回购等不合规的现象,但随着政策的不断规范,三方正在形成新的合作方式。相关的主题文章: